A total-cost planner for adults
The listed price is one line of several. Five questions turn your budget, region and priorities into a cost status, three planning scenarios and the checklist that makes a total honest — without inventing a single amount.
What the badges mean
Structure first — amounts only when verified.
known — stated by the seller in writing · estimate — expected but not yet stated · confirm — must be asked before it can be counted
Save-firstThe minimum complete purchase: product, delivery, tax and first-use essentials — upgrades deferred.
BalancedThe complete purchase plus the one upgrade most likely to matter, priced before it is chosen.
Preference-firstEverything above plus the optional layer — read as a planning ceiling, not a recommendation.
The actual checklist
Four groups — product, delivery & tax, first-use essentials, optional upgrades — tickable in the browser, with no amounts required to start.
Open the full checklistVisual context
Unattributed research previews — no product names, sellers or prices. Visual context only; every number still comes from the checklist.
The questions that orient most budgets before any product page.
planTwo products, two stickers — and the wrong winner. The four-column method that compares totals fairly, with statuses instead of guessed numbers.
planThe sticker is one line of several. The four cost groups a first purchase really adds, which ones surprise buyers, and how to keep unknowns visible instead of guessed.
Cost field sources, the strict known/estimate/confirm rules, region differences, and what this planner will not do.